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Florida Approves New WC Rule: Carriers Must Verify Subcontractor Employees


The National Council on Compensation Insurance has laid down the law, requiring Florida workers’ compensation insurers to verify employees before arbitrarily charging premium for subcontractors’ exempt officers.


The question now is, will insurers abide or will they choose to ignore the concerns that some Florida insurance agents and consultants have raised over the last few years.


“This has more meat on the bones now and requires carriers to do something. It’s a fair solution for all, I believe,” said Frank Pennachio, a workers’ comp consultant who advises the Florida Association of Insurance Agents and other groups around the country.


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