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- Florida Comp Reforms Struggle to Balance Worker and Employer Needs
How the workers comp system balances the rights of injured workers and employers will be a central theme during oral arguments inThe State of Florida vs. Florida Workers' Advocates et al. The state is appealing Miami-Dade Circuit Judge Jorge Cueto's decision last August in which he declared the state's workers comp system unconstitutional because changes to it mean it does not provide “an adequate exclusive replacement remedy” in place of common-law torts. Original article no longer available
- Brothers Charged In Workers Comp Fraud
Two Miami brothers have been charged in a workers compensation scam. Jorge Hernandez-Gonzalez, 25, set up a shell business Hernago and Associates Inc. and then purchased a minimal worker’s compensation policy for it, according to Broward Sheriff’s investigators. Click here to read more:
- 9 Charged in Manatee County Workers Comp Fraud Sting
Nine people were charged for advertising services without having workers compensation coverage, according to the Florida Department of Financial Services Division of Insurance Fraud. The arrests followed a three-day undercover sting ending Friday in Manatee County involving the Manatee County Sheriff's Office, Bradenton Police Department, Palmetto Police Department, Longboat Key Police Department, and several others. Click here to read more:
- Florida Orders 5.1% Workers Comp Rate Decrease
Florida’s Office of Insurance Regulation has ordered a 5.1% workers compensation rate cut, disapproving the National Council on Compensation Insurance Inc.’s proposed 1.9% overall rate level decrease. Florida Insurance Commissioner Kevin M. McCarty ordered Boca Raton, Florida-based NCCI to submit a new rate filing that contains a 5.1% reduction in rates no later than Nov. 9 to meet statutory timeframes for a Jan. 1 effective date, according to a Tuesday statement by the Office of Insurance Regulation. In the statement, Commissioner McCarty said the use of a 4% profit and contingencies provision in the filing is “excessive” and “does not adequately reflect investment income or unearned premium and loss reserves.” Click here to read more:
- Suit Challenges 'Core' of Florida's Workers Comp System
The latest workers compensation case accepted by the Florida Supreme Court may pose the biggest challenge yet to the state's exclusive remedy provision. The Florida Supreme Court last month agreed to consider Daniel Stahl v. Hialeah Hospital, which questions whether the state's workers comp system is adequate in light of 2003 reforms that eliminated permanent partial disability benefits. Click here to read more:
- Workers Comp Insurers Building up Reserve Funds on Underwriting Gains
Private workers compensation insurers increased reserve funds last year as their aggregate combined ratio fell below 100% for the first time in nearly a decade, but observers remain concerned about the industry's overall loss reserve position. With a calendar-year combined ratio of 98% — improved from 102% in 2013 and 109% in 2012 — 2014 marked the first workers comp underwriting gain since 2006, according to a report released this month by the National Council on Compensation Insurance Inc. Click here to read more:
- Florida Supreme Court Schedules Arguments in Workers Comp Case
The Florida Supreme Court has scheduled oral arguments in a case that questions whether the state’s workers compensation system is an adequate exclusive remedy for injured workers. Oral arguments in Daniel Stahl v. Hialeah Hospital will be heard on April 6, the Florida Supreme Court said Friday in a statement. Click here to read more:
- Opinions Diverge on Tougher Employer Prosecutions for Endangering Workers
A new initiative by U.S. federal agencies to prosecute companies and individuals who endanger the lives of their employees is drawing divergent opinions on its potential impact. The Department of Labor-Department of Justice initiative announced last month is aimed at addressing limits of workplace safety statutes including the Occupational Safety and Health Act, which allows criminal prosecutions only for willful violations resulting in an employee's death, giving advance notice of an OSHA inspection or falsifying documents. But such charges have been limited to misdemeanors with a maximum six-month jail term and $10,000 fine, which legal experts say has discouraged prosecutions. Click here to read more:
- Ruling Opens Door to Much Wider OSHA authority
The Occupational Safety and Health Administration may have the authority to order employers to abate hazards across all their worksites, even ones it has not inspected for safety and health violations, according to a recent administrative decision that could lead to a significant expansion of the agency's regulatory powers. Click here to read more:
- Trucking Company Ordered to Pay Up After Illegally Terminating Driver
The Occupational Safety and Health Administration has ordered a New York trucking company to pay a fired employee more than $45,000 in lost wages, damages and fees after finding he was illegally terminated for notifying regulators of a workplace safety violation. An OSHA investigation found that Meridale, New York-based Brindi Trailer Sales and Services Inc. and owner Robert Urbina Brindi violated the anti-discrimination provisions of the Surface Transportation Assistance Act, according to an agency news release issued Thursday. The 1982 legislation protects employees who file complaints about unsafe operation of commercial motor vehicles. Click here to read more:
- Cap on Attorney Fees ruled Unconstitutional - Workers Comp Rate Hike considered Likely
In ruling that Florida's mandatory cap on attorney fees is unconstitutional, the state Supreme Court has opened the door to higher claims costs, a workers compensation rate increase and additional litigation. In Marvin Castellanos v. Next Door Co. et al., the Florida Supreme Court ruled 5-2 in April that the state's law on attorney fees hinders an injured worker's ability to get legal representation. Click here to read more:
- Noisy Workplaces can contribute to Employee Hearing Loss
Nearly one-fourth of U.S. workers who were exposed to noise on the job experienced difficulty hearing, according to a study by the National Institute for Occupational Safety and Health. Occupational hearing loss is one of the most common work-related illnesses in the United States, affecting about 22 million people, NIOSH said in a statement last week. Click here to read more:
