Class Codes & Rates:

Code 8102 is applied to insureds engaged principally in the handling and merchandising of seeds. These seed merchants receive harvested grass, alfalfa or other field crop seeds, vegetable seeds or flower seeds in bulk from growers. The operations include the processing of the seeds, usually involving power-driven cleaning and grading machinery as well as packaging machinery. In some cases the processed seeds are filled into sacks of varying sizes and stored prior to shipment, while in other cases they are filled into various sized packets which are then placed in cartons and stored prior to shipment. The merchandising is usually handled on a wholesale basis but some seed merchants sell at retail and conduct store activities on the premises where they display racks of seed packets and have sacks of seeds available for sale along with other incidental articles used by residential gardeners. These store operations are contemplated within the scope of this classification provided these merchants are engaged in the processing of seeds. Agronomists who are engaged in research and development of new seed lines in the seed merchants’ laboratories and also inspect seed crops being grown by farmers under contract to such merchants are appropriately assigned to Code 8102.