Class Codes & Rates:

Code 8392 is applied to insureds engaged in the operation of automobile storage garages, parking stations or parking lots. The operations vary depending upon the type of facility. Some are outdoor off-street parking lots while others are indoor parking garages. In either case, valets may be available to park customers’ vehicles. Others are outdoor or indoor park and lock stations or garages where customers drive in and park and lock their own vehicles. The park-and-lock customers may either receive tickets upon entering the facilities or deposit coins in meters for the time their vehicles will be parked. Parking facilities may employ cashiers or counter personnel who are stationed in booths or offices from which they either hand out tickets, make change or collect fees. These employees, valets, shuttle bus drivers and any other employees engaged in the operation of these parking facilities are encompassed by Code 8392.