Class Codes & Rates:

Code 8215 applies to insureds, usually located in rural areas, principally involved in storing and selling hay, grain, feed, sacked or bulk seeds, insecticides or fertilizers. Because of the nature of the merchandising activities, it is normal for these insureds to deliver the product sold to the customers; therefore, the classification includes the reference to drivers. Such dealers frequently handle miscellaneous merchandise in accordance with the general requirements of the local trade. These would be items such as garden tools, hoses, spray equipment, poultry and dairy equipment, etc.